Our company provides the following types of payday loans:

A monthly payment of up to $200 (US) with a credit card that requires credit history as a key security feature to verify who you are.

A fixed amount of up to $400 (US) in one installment which is available at any time and can be paid off in one go. This is a good option for those with little or no credit history to pay off large bills and debt.

These loans must not be overdrawn and need to be paid in full, with no late fees and no restrictions or limits. We charge no interest, making the payment manageable for most customers.

In order to ensure that you can easily afford the payment, you must be 18 to make the loan or you must be a legal resident. You have to submit proof that you're a US citizen, permanent resident or national of the United States to receive a loan. In addition you are required to verify that you have a US driver licence or the National Driver Register.

We use PayPal as the payment method so you can easily receive your cash in seconds. We don't use any money-grubbing or 'high-interest' lenders making us the safest and most competitive payday loan company in the US.

How do I get started?

We are pleased to serve you and can help you find an affordable alternative to traditional payday loans.

We work closely with your financial institution, so we will know if the interest rates listed will be acceptable. Most loan lenders will allow you to request a letter from the financial institution and show proof of your eligibility for the loan if there are any financial requirements.

We have lenders in most major cities such as Washington DC, Chicago, Boston, Minneapolis, Los Angeles, Seattle, Portland, San Francisco, and New York City.

There are also hundreds who also offer savings opportunities and many payday lenders, including us, have many locations where we will walk you through the process of opening an account online.

Some lenders use credit checks to verify your financial history, so you'll have a quick and easy loan.

Our company only charges you for the amount of the loan and you have to pay the money back in a single installment.

Who does the loans on my behalf?

We can accept checks or credit cards from any account and the amount of the loan will be billed on the same day you submit the application.

We make it even easier for you